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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168121 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168142)

Pay in 3?

Pay in 3? Plus 4 months interest free on purchases over £100? Need I say anymore, better than a credit card Reviewed on: 11th May 2024

no issues and interest free for a set time frame

no issues and interest free for a set time frame Reviewed on: 11th May 2024

Great service professional and always available.

Great service professional and always available. Reviewed on: 11th May 2024

I mostly use Paypal.

I mostly use Paypal. Very safe and secure and I highly recommended my family and my friends. Reviewed on: 11th May 2024

Good service but not the best

Great service but not the best and need improvements Reviewed on: 11th May 2024

Handy for bigger purchases.

Handy for bigger purchases, takes the fear out of buying Reviewed on: 11th May 2024

PayPal. My best finance option

Easy to use. I haven't paid for interest yet after 1 year of use. I'm very happy to have it and it's the best finance option I have right now Reviewed on: 11th May 2024

Reliable and secure service, refunds are quick and G...

Reliable and secure service, refunds are quick and Greta customer service Reviewed on: 11th May 2024

PayPal is international company and I am able to use...

PayPal is international company and I am able to use it abroad as well and very easy to use Reviewed on: 11th May 2024

Finally the freedom needed

I took out PayPal credit and went on some amazing holidays with the availability and freedom, introductory offer and 0% on £100+ was amazing, just be responsible and payback early Reviewed on: 11th May 2024

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