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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168249)

Ease of use, straight forward no issues

Ease of use, straight forward no issues Reviewed on: 11th May 2024

It has been fantastic experience.

It has been fantastic experience. Reviewed on: 11th May 2024

Just so easy to use highly recomended

Just so easy to use highly recomended Reviewed on: 11th May 2024

Excellent

I am so happy with paypal credit Reviewed on: 11th May 2024

PayPal credit

Easy to use! Recommend to others looking for a flexible credit card Reviewed on: 11th May 2024

It is the best service I’ve used

It is the best service I’ve used Reviewed on: 11th May 2024

Great customer service

The customer service agents are always very helpful and friendly. Reviewed on: 11th May 2024

It's been convenient using PayPal credit so far.

It's been convenient using PayPal credit so far. I remember having to get a new bed frame and I was tight on budgeting was my first time using credit so I signed up for PayPal credit.I thought the authorisation and process was going to be difficult. I even gave up and scrapped the idea of getting my new bed.Howecer, in less than 39 minutes I was awarded the credit to get my bed. The repayment has been good so far. A very convenient financial decision I must say . Reviewed on: 11th May 2024

It’s been an amazing and awesome experience with Pay...

It’s been an amazing and awesome experience with PayPal Reviewed on: 11th May 2024

Easy to use, easy to manage so works perfectly for me!

Easy to use, easy to manage so works perfectly for me! Clear app set up, easy to find what you need and to get help when you need it. Customer service is great from my experience and always on hand to help! Reviewed on: 11th May 2024

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