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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168375 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168462)

Always there when and if you need them

Always there when and if you need them Reviewed on: 12th May 2024

Great service, always helpful with shopping online

Great service, always helpful with shopping online Reviewed on: 12th May 2024

Good to deal with customer issues

Good to deal with customer issues Reviewed on: 12th May 2024

Paypal credit is great, their customer service has a...

Paypal credit is great, their customer service has always been great, with quick response times and efficient answers! Reviewed on: 12th May 2024

Pleasurable paypal

So easy to use and everything is made clear Reviewed on: 12th May 2024

It's very helpful when you want to buy products or g...

It's very helpful when you want to buy products or goods so l love PayPal credit. Thank you PayPal credit Reviewed on: 12th May 2024

Giving the option to pay for items over £99 in 3 ins...

Giving the option to pay for items over £99 in 3 installments interest free is a brilliant idea :-). Alot of people need all the help they can get. I do think a bit longer to repay...say 6 months would see more repeat business. Reviewed on: 12th May 2024

Amazing very safe to use.

Amazing very safe to use. Very convinent also. Reviewed on: 12th May 2024

Very handy to have access to

Very handy to have access to. The interest free options are incredibly rare these days. Customer service has been great when needed Reviewed on: 12th May 2024

Digital dinosaur.

For a digital dinosaur., paypal is simple to use and navigate and most importantly, gives the on line purchase protection Reviewed on: 12th May 2024

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