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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168769)

Makes ordering online a much easier experience and g...

5
Makes ordering online a much easier experience and gives me peace of mind. Reviewed on: 13th May 2024

Good service, easy way to pay.

5
Good service, easy way to pay. Quick and easy to use Reviewed on: 13th May 2024

looking for a safe and proven payment method that ha...

5
looking for a safe and proven payment method that has been proven over the years Reviewed on: 13th May 2024

Totally recommend PayPal, better option to purchase...

5
Totally recommend PayPal, better option to purchase anything with 0% interest then to borrow the money from the bank . Reviewed on: 13th May 2024

Hassle free

5
Easy to use, good correspondence when payments are due, hassle free with clear instructions. Reviewed on: 13th May 2024

Great means and options to budget your finances and...

5
Great means and options to budget your finances and payments Reviewed on: 13th May 2024

The experience I have with your team is exactly wand...

5
The experience I have with your team is exactly wander full I never have any problem I’m very satisfied Reviewed on: 13th May 2024

Has been handy especially the pay in three options f...

5
Has been handy especially the pay in three options for when I’ve needed to space out payments and it seems everyday the number of vendors accepting grows exponentially as I even bought some flights and used pay in three, so a holiday I would’ve struggled to pay for is now possible!!! Reviewed on: 13th May 2024

Love how easy it is to use.

5
Love how easy it is to use. Immense amount of places to use paypal credit super easy to understand statements Reviewed on: 13th May 2024

Amazing support and services.

5
Amazing support and services. Love the Paypal credit option Reviewed on: 13th May 2024

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