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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171311)

Great review

Very good experience. Never had any problems. Reviewed on: 17th May 2024

Great experience.

Great experience. Very easy to understand terms and conditions Reviewed on: 17th May 2024

PayPal credit has helped me buy latop

PayPal credit has helped me make decision to buy a new laptop for work & pleasure. The laptop has paid back the credit and I have saved on overall interest. win win ! Reviewed on: 17th May 2024

Great experience with PayPal Credit.

Great experience with PayPal Credit, is always in your pocket. Reviewed on: 17th May 2024

0% interest, spreading payments are brilliant and ve...

0% interest, spreading payments are brilliant and very helpful. If only it was accessible on all purchases like Klarna cards Reviewed on: 17th May 2024

Great way to buy on credit

Very happy with PayPal and how easy to use. Reviewed on: 17th May 2024

Good customer service.

Good customer service. I would reccomend Reviewed on: 17th May 2024

Love using PayPal credit

Love using PayPal credit because it's easier for me since I've had a PayPal account for a long time and have been using it for many online purchases. Customer service is amazing but I would like some more information on how to increase my credit limit so I can help my credit score more. Reviewed on: 17th May 2024

Extremely flexible credit option

I've used PayPal credit for a number of years now, and it's been a fantastically flexible option for me - being able to spread every large purchase over 4 months with no interest, retailer specific interest free options, and simple online checkout options. I'd recommend it to anyone who needs a credit option. Reviewed on: 17th May 2024

service is great, easy to use and trustable.

service is great, easy to use and trustable. Good customer service and reliable Reviewed on: 17th May 2024

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