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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171484)

Efficiency

I always enjoyed it to make payment easy and straightforward for all online transactions Reviewed on: 17th May 2024

I have been able to depend on PayPal credit every ti...

I have been able to depend on PayPal credit every time I need to use it. It’s really useful for larger purchases too. It has been a really good experience all around. I would definitely recommend it to anyone. Reviewed on: 17th May 2024

Very reliable, safe and secure.

Very reliable, safe and secure. Like the payment over three months options and occasional free credit options over 12 months. Helps to spread the cost without paying interest. Very few queries, but when I have had them, they have always been dealt with efficiently and helpfully. Always use Pay Pal where the option exists and especially when using a website I haven’t used before. I feel safe using their payment options. It means the seller does not have my bank details giving me better security. Reviewed on: 17th May 2024

Great company

Great loan company easy app and great interest offers Reviewed on: 17th May 2024

I use PayPal credit and had a very good experience i...

I use PayPal credit and had a very good experience in payments and credit facilities in order to pay in adstallment Reviewed on: 17th May 2024

Good service easily accepted most of places and val...

Good service easily accepted most of places and value for money Reviewed on: 17th May 2024

amazing experience , leader is settling disputes

experience is really smooth and easy with payment and the best part is the dispute system . its the best one so far. any time i have issue with the seller , payplay takes care of it swiftly . also the curve ystem is also good to pay like a credit card Reviewed on: 17th May 2024

One of the best customer service and the best way I...

One of the best customer service and the best way I can use Reviewed on: 17th May 2024

Quick checkout safe and reliable great offers all th...

Quick checkout safe and reliable great offers all the time Reviewed on: 17th May 2024

Easy to use on plenty of websites

Easy to use on plenty of websites Reviewed on: 17th May 2024

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