Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171589 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171643)

Probably the best in the world

Very friendly and never had a issue Reviewed on: 17th May 2024

Easy to use great service widely available

Easy to use great service widely available Reviewed on: 17th May 2024

Great service

Pay pal is excellent , the pay in 3 is a great way of buying gifts and things you may need Reviewed on: 17th May 2024

Flexible finance for all your needs

PayPal credit gives you the option to pay for your items over a set period of time spreading the cost. The app males it easy to track how much you are due and what payments are needed. Reviewed on: 17th May 2024

PayPal has never failed me.

PayPal has never failed me. It is reliable and stable Reviewed on: 17th May 2024

You can trust in their proccess

It is quick, communication is great, the information about the loan is very accurate and you don’t need to worry about anything. Reviewed on: 17th May 2024

Very good services happy to pay with PayPal and stro...

Very good services happy to pay with PayPal and strong trust on it Reviewed on: 17th May 2024

Effortless credit or monthly payments with the App,...

Effortless credit or monthly payments with the App, swift transactions, can’t fault it Reviewed on: 17th May 2024

I've been using PayPal for nearly 10 years and almos...

I've been using PayPal for nearly 10 years and almost everything o purchased online I have paid using PayPal... they have payments options for each pocket and all their transactions are secure... I definitely recommend Reviewed on: 17th May 2024

Good serivce

Very good experience, Fast transactions with no issues, Love using Paypal and I'll recommend to all my friends and familiy. That's a good service hope they keep it like that, Thank you. Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94530 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub