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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (166374)

Very good

5
I love people is very good and quick service and very easy to use Reviewed on: 8th July 2022

Reliable Company

5
Always there when you need them Very good company Reviewed on: 8th July 2022

Good old PayPal

5
Thank you PayPal I needed some expensive after shave for a date and I got a shag so thank you very much I appreciate your help Reviewed on: 8th July 2022

Excellent service

5
Very easy UI excellent service. Accepted in most places and very easy to transfer money instantly without the need for to many details Reviewed on: 8th July 2022

Great convenience and a safe way to make payments online!

5
Find it very useful as a one stop secure payment option as I don't need to share my payment details with every merchant or seller and it's a breeze to use it too. Reviewed on: 8th July 2022

Great service

5
What can I say except that being able to spread the cost of something I really want but can’t afford that month over 4 months at no extra cost has been absolute blessing on a number of occasions. Reviewed on: 8th July 2022

Definitely recommend

5
Purchased a new phone and paid via PayPal Credit. 4 months interest free enabled me to get a much better phone than I could’ve got if I’d had to pay it all upfront or via a phone contract Reviewed on: 8th July 2022

Easy peasy lending

5
As an acid Paypal user the introduction of Paypal Credit has been so helpful to spread the cost easily of those big ticket items. Reviewed on: 8th July 2022

Useful financial tool

5
An easy to use and useful tool in the.financial arsenal - competitive rates. Reviewed on: 8th July 2022

Great

5
Easy to use. 4 months free credit. Reviewed on: 8th July 2022

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