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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170092)

I always use PayPal credit the 4 month free interest...

5
I always use PayPal credit the 4 month free interest one Reviewed on: 14th May 2024

Great product that is easy to use and readily availa...

5
Great product that is easy to use and readily available when required. Reviewed on: 14th May 2024

It's been really helpful and valuable

5
It's been really helpful and valuable Reviewed on: 14th May 2024

Great service

5
I have never had an issue. The credit option is great with no additional costs as of yet. Reviewed on: 14th May 2024

Good credit service

5
Good service easy to use especially on the app. Reviewed on: 14th May 2024

I so happy with PayPal easy and a llt of benefits, h...

5
I so happy with PayPal easy and a llt of benefits, helped me a lot to get my money back from any company not give good service. Reviewed on: 14th May 2024

Great product paypal credit

5
Paypal credit installment gives great flexibility and easy and secure validation on payments and login . Good experience so far. Reviewed on: 14th May 2024

I feel safe using my PayPal account paying merchants...

5
I feel safe using my PayPal account paying merchants that i’m not comfortable giving my card details to Reviewed on: 14th May 2024

Really convenient and competitive

5
Really convenient and competitive Reviewed on: 14th May 2024

Good at following up undelivered service

4
Good at following up undelivered service Reviewed on: 14th May 2024

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