Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170282)

Amazing app

Most of my payments I use PayPal easy and safe Reviewed on: 15th May 2024

Helpful friendly staff easy to apply everything is e...

Helpful friendly staff easy to apply everything is explained before you go ahead with your loan . Repayments are easy and the app does what is says on the tin Reviewed on: 15th May 2024

Always with no problems, many options to repay.

Always with no problems, many options to repay. Very handy when you need to spread spendings Reviewed on: 15th May 2024

Pay 0 interest in 4 months helps to manage payments...

Pay 0 interest in 4 months helps to manage payments easy. Reviewed on: 15th May 2024

Excellent service

Excellent. Very easy to use. Has helped me massively when I don't have the money to make bigger purchases. Easy to manage payments monthly. Reviewed on: 15th May 2024

Great for holidays!

I was able to book holidays and pay it off when it suited me. Great for me and the family and made it possible for us to go away. Reviewed on: 15th May 2024

PayPal rocks because it's super easy to send money,...

PayPal rocks because it's super easy to send money, buy stuff online, or get paid. It's like having your own digital wallet that you can use anywhere. Plus, you don't have to worry about security because PayPal's got your back with buyer and seller protection. It's just simple, convenient, and trustworthy. Reviewed on: 15th May 2024

It makes spending easy for me and my family,PayPal c...

It makes spending easy for me and my family,PayPal credit makes me buy stuffs with ease of mind,to pay later,thanks Reviewed on: 15th May 2024

The best App in recent times

PayPal comes to my rescue all the time. Reviewed on: 15th May 2024

Paypal credit is easy to use, it gives clear indicat...

Paypal credit is easy to use, it gives clear indications about when things are due and it's easy enough to go back through your payment history. Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93069 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub