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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169848)

Have always found PayPal experience very good.

Have always found PayPal experience very good. Simple to use and effective Reviewed on: 14th May 2024

I find PayPal credit easy to use and the user interf...

I find PayPal credit easy to use and the user interface makes it very easy to keep track of how you're using the account. It could benefit from quicker statement updates and the ability to alter things such as direct debit date and account freezes without having to ring customer service. Reviewed on: 14th May 2024

A safe easy way to pay for items online.

Such an easy way to pay for items online. Feels very safe. Have not had any issues. Reviewed on: 14th May 2024

Ease of use.

Ease of use. I can taylor my spending easily to fit in unlike more traditional credit. Suits my budget and lifestyle. Reviewed on: 14th May 2024

You Never speak to a human, bad thing!

Never speak to a human. Trying to increase credit never works. It’s a bit pointless Reviewed on: 14th May 2024

Never had a problem easy to pay off , quick service...

Never had a problem easy to pay off , quick service and easy to use Reviewed on: 14th May 2024

Always easy to use

Always easy to use very convenient for payment Reviewed on: 14th May 2024

good credit increases, works with physical cards too...

good credit increases, works with physical cards too, its great really ngl love it Reviewed on: 14th May 2024

Quick service and trustworthy.

Quick service and trustworthy. I can easily pay any kind of purchase without a doubt. I like their refund policy. It’s easy to use for international purchases and money transfers. I highly recommend this Reviewed on: 14th May 2024

Never have any trouble always there

Never have any trouble always there Reviewed on: 14th May 2024

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