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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171504)

Very good service, keep you up to date with informat...

Very good service, keep you up to date with information etc and always propose limit changes when they believe it is right for you Reviewed on: 17th May 2024

Very good staff!

Very good staff! Everything works great. Reviewed on: 17th May 2024

I have been using paypal credit for a number of year...

I have been using paypal credit for a number of years and it is straightforward and easy to use. I have spoken with customer service advisors a number of times who have been helpful. Reviewed on: 17th May 2024

Happy and Satisfied User

I have been using PayPal credit for more than 3 years and I can say it offers peace of mind finance budgeting for big purchases as we do not have to pay any interest. I highly recommend PayPal credit. Reviewed on: 17th May 2024

I like spreading the cost with pa...

I like spreading the cost of items over £100 with pay in three. Reviewed on: 17th May 2024

I’ve used PayPal to buy foods / eBay and pay my hote...

I’ve used PayPal to buy foods / eBay and pay my hotels and it really helps me as I can pay in up to 4 months interest free Reviewed on: 17th May 2024

Clear and Easy to Use

This is the clearest and easiest to use line of credit I've seen. I know how much I owe, for what, and when each transaction is due, which isn't always the case with other lines of credit. Reviewed on: 17th May 2024

Best experience ever

PayPal crédit has enabled me to be more financially independent as they take care of my expenses in advance. I've been able to feel more comfortable about buying a number of items that before I would never have been able to afford. Paypal credit give hope and a chance to all those people who want to treat themselves but over the long term. I'd recommend it 1000%, I've already told people about it. Paypal credit have changed my life! Reviewed on: 17th May 2024

Most easy to deal with

They have been the most easy to deal with, always putting the client first and finding ways to make the experience better. They have been hassle-free and fair since I have been with them. Reviewed on: 17th May 2024

Excellent

I have had nothing but good experience with PayPal Reviewed on: 17th May 2024

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