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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171348)

pay in 3 with 0% interest helps spread those unexpec...

5
pay in 3 with 0% interest helps spread those unexpected payments Reviewed on: 17th May 2024

Pay in three and interest free option is affordable...

5
Pay in three and interest free option is affordable and flexible. Reviewed on: 17th May 2024

Like the 3 month interest free payments.

5
Like the 3 month interest free payments. Reviewed on: 17th May 2024

Straight forward and easy to use and peace of mind w...

5
Straight forward and easy to use and peace of mind with every payment Reviewed on: 17th May 2024

Excellent value for money, spread the payments with...

5
Excellent value for money, spread the payments with no interest charged over Reviewed on: 17th May 2024

Have used PayPal for various transactions and they'v...

5
Have used PayPal for various transactions and they've always gone well. It's user friendly Reviewed on: 17th May 2024

Good payment plan

5
Easy to use, great for collecting and making payments Reviewed on: 17th May 2024

They are very good at helping you

5
They are very good at helping you Reviewed on: 17th May 2024

As times are hard with many families, ours included,...

5
As times are hard with many families, ours included, still struggling in this hard financial times its such a relief to know that PayPal credit is there when needed. I make sure I make payments when I can. Reviewed on: 17th May 2024

Good service to use, I like it.

5
Good service to use, I like it. I will recommend it to friends and family Reviewed on: 17th May 2024

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