Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171156)

Excellent Banking App

PayPal has always been a reliable service with really affordable payment terms. A massive help in the current climate x The App is super easy to use and I’ve been using it for years x Excellent all around Reviewed on: 16th May 2024

Great option!

PayPal credit is a great option if you need some help to spread your payments with no interest. Reviewed on: 16th May 2024

Every time I speak excellent service

Every time I speak excellent service Reviewed on: 16th May 2024

Best customer service experience

Best customer service experience Reviewed on: 16th May 2024

The best!

All easy and smooth, easy to use and fair. Reviewed on: 16th May 2024

Good choice

PayPal Credit is so convenient, handy and easy to use, I'm so happy for having it, Reviewed on: 16th May 2024

It's really excellent for paying over a few months h...

It's really excellent for paying over a few months helps me tremendously at Christmas Reviewed on: 16th May 2024

A creditor that hells

A creditor that is there when you need them, rather than just when you want them Reviewed on: 16th May 2024

Improve the App

It's convenient as a means to stop questionable characters getting my bank details. It has good exchange rates for foreign currencies. The app isn't optimised for customer friendliness. It's difficult to find stuff, and I have to keep trying out different options to find my statement for example. Reviewed on: 16th May 2024

PayPal credit is so easy to use.

PayPal credit is so easy to use. It's available in a wide variety of stores and you have the option of adding to your balance or splitting the fee into 3 easy payments. There is also the option of 0% on purchases over £99. Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94074 reviews
Payments
from PayPal 4.70 from 3834 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub