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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173823)

Holiday bookings

Always use for holiday bookings and easier to pay Reviewed on: 7th July 2026

Love the interest free payment option

Love the interest free payment option Reviewed on: 7th July 2026

PayPal is easy to use and a good around company i us...

PayPal is easy to use and a good around company i use them alot Reviewed on: 7th July 2026

The experience was uncomplicated and easy to do

The experience was uncomplicated and easy to do Reviewed on: 7th July 2026

Highly recommend

Great way to pay and so easy to use Reviewed on: 7th July 2026

PayPal Credit the best.

Use it all the time especially if I spend over £100 then It's interest free for 4 months. So easy to use the app. You know immediately when your payments are due and the date you have to pay up by so no interest gets charged. Reviewed on: 7th July 2026

Always excellent service and great customer support

Always excellent service and great customer support Reviewed on: 7th July 2026

Easy PayPal Thanks

Always an easy time with PayPal Thanks Reviewed on: 7th July 2026

Ideal, speedy & secure service!

Ideal and speedy way to make any transactions. It's of course secure. Everything is clear and simple to follow be it just normal spending via the app or using pay in 3. The feature of anything above £99 is 0% for 4 months is an excellent offer I think no other credit provider offers. Finally if you need to contact PayPal it's not chat bots or emails back & forth, you can speak with an agent if you prefer, I've always found them helpful, understanding and knowledgeable. Excellent! Reviewed on: 7th July 2026

PayPal is easy to use and values its customers by gi...

PayPal is easy to use and values its customers by giving rates that are fair. It makes payments across many platforms. It is smart and simless to use Reviewed on: 7th July 2026

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