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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171762 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171774)

Great service

Great. So easy and convenient to use. Reviewed on: 17th May 2024

It's was good,the experience are nice

It's was good,the experience are nice Reviewed on: 17th May 2024

PayPal credit is easy to use

PayPal credit is easy to use / understand when payments are due and gives flexibility for purchases over £99 which is great Reviewed on: 17th May 2024

Gregreat way for me to afford shopping online

Great way for me to afford shopping and paying back monthly Reviewed on: 17th May 2024

Good, super, excellent, never have any problem, lo...

Good, super, excellent, never have any problem, love IT Reviewed on: 17th May 2024

PayPal credit is easy to use and i love using it for...

PayPal credit is easy to use and i love using it for work purchases, it means im not out of pocket waiting for my expenses to be paid back Reviewed on: 17th May 2024

I have never had any issues since having PayPal cred...

I have never had any issues since having PayPal credit and have found using this service has saved me lots of money in interest but also making options I might not be able to get there and then and possibly pay more for feasible at the moment in time. Reviewed on: 17th May 2024

Paypal is tops for me!

Paypal credit allowed me to purchase all my camera gear. It really helped me by getting most of my stuff with manageable payments. So happy and sooo impressed! Thank you paypal!! Reviewed on: 17th May 2024

PayPal credit is a great product.

PayPal credit is a great product. I use it often, helps me spread the cost of purchases I want. Reviewed on: 17th May 2024

Excellent

Easy to access and easy to use. Guaranteed payment back Reviewed on: 17th May 2024

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