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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167295)

Simple, effectively putting me in control of my credit

Amazing opportunity to use credit which has helped me with Alot of suprise bills and breakages, flexible repayments with ultra clear costing plans. I have recommended all of my family and friends to sign up and use paypal credit and we have all been very happy with using it Reviewed on: 8th July 2022

Best I have used

Love the paypal credit as long as I spend 99+ I have 4 months ingest free Reviewed on: 8th July 2022

Winner

Hope I win the competition and get £1000 Reviewed on: 8th July 2022

Easy to use with small repayments

I’ve been using PayPal credit for a few months, it’s easy to use and simple to navigate. Reviewed on: 8th July 2022

Credit

Really handy at times and even better that you can ch99se when to pay as well as paying off the credit earlier than 4 months if you're just waiting for pay day. Would recommend for no fuss short term needs / solutions. Reviewed on: 8th July 2022

Paypal

Easy and effective to use. Money is protected. Reviewed on: 8th July 2022

Paypal Credit is awesome

First 4 months is 0 interest and it makes life easier. Thanks PayPal Reviewed on: 8th July 2022

Love PayPal

Never understand why people don't use PayPal. It's easy and quick to send or receive money. The pay over time is excellent and it is so secure. I love it. Reviewed on: 8th July 2022

Affordable

Affordable % and interest free months Reviewed on: 8th July 2022

PayPal credit is The best helped me alor

PayPal credit isn't just PayPal but a whole lot off things in PayPal credit. Helps grow your credit report. Customer service is always happy to help. Not like any other credit card. Dump them and get PayPal credit helps in every way. Best is 0% on £99 or more for 4 months. Time to save to pay and plan ahead. Reviewed on: 8th July 2022

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