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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

PayPal is the best life saver for my family.

PayPal has help so much when I needed extra for food shopping and other essentials for my family. Im glad I joined in PayPal it’s a life saver for me and for my family. Reviewed on: 14th August 2022

Convenient, easy and fast

Customer support superb. I could not ask for more except an increase in my credit limit. Reviewed on: 14th August 2022

Quick and easy

Been using PayPal credit for a few years now, never had any issues, had my limit increased a couple of times which is great. Would highly recommend this to anyone who shops online. Reviewed on: 14th August 2022

Great helping hand

Helps me out with buying things Reviewed on: 14th August 2022

Favorite way of payment

Free interest on the firs 4 months of purchase, good interest rates! Quickest and easiest way to pay! Recommend a lot. Reviewed on: 14th August 2022

great experience so far

Paypal gives you the option of taking out credit without interest within 4 months, which is plenty of time to pay back what you owe. Another option is pay in 3 which is done automatically so you don’t have to worry about missing payments! Reviewed on: 14th August 2022

Fast efficient and safe everything you need!

PayPal credit is handy quick and accepted in all the stores I regularly shop in not having to remember numbers or get cards out of my purse it’s fantastic easy and safe! Reviewed on: 14th August 2022

Safe product

I get my money back when seller did not fill commitments Reviewed on: 14th August 2022

a wide coverage with excellent security

I have a good experience with Pay Pal and all my issues have been resolved fairly and efficiently. I would recommend Pay Pal to all my friends. Reviewed on: 14th August 2022

PayPal credit

A great service that allows me to plan my payments due to 0% offers for a couple of months on purchases. Very happy customer. Reviewed on: 14th August 2022

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