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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

Excellent

PayPal credit is a great product that enables me to shop and make payment with ease. Reviewed on: 31st July 2023

Great tool

I use Paypal Credit for soo many things. Including flights, festival tickets etc... The monthly flexibility around payments allow me to plan ahead and repay everything by the deadline given. I love using Paypal Credit. Reviewed on: 31st July 2023

Easy to use

Fantastic facility, easy to use and great value. Reviewed on: 31st July 2023

Great way to buy now pay later

I use it for the majority of my purchases, and I think is a very convenient way to shop on line, specially because paypal is accepted all over the world Reviewed on: 31st July 2023

Easy shop used Paypal credit

I very happy to used Paypal Credit Reviewed on: 31st July 2023

Good

Have an PayPal account and PayPal credit never had any issues with this Reviewed on: 31st July 2023

Good service without interest

Very convenient way of payment without interest. Reviewed on: 31st July 2023

Paypal Credit

Paypal Credit is so easy to use. The interface is really easy. You can choose how much you want to pay off and can easily make overpayments. Absolutely amazing product to have. It’s helped me out of a few scrapes when my kids have damaged something and I’ve not have the available cash to fix it, I’ve just used my PayPal credit to fix the issue and am able to pay it back a bit at a time. Absolutely excellent. Reviewed on: 31st July 2023

PayPal credit is an excellent credit provider

PayPal credit is an excellent credit provider. They also offer good service and responses to customers. Reviewed on: 31st July 2023

Amazing service

PayPal credit is so easy to use, it has helped me massively with the cost of living increases as I can pay over 4x months without interest. I have recently been made redundant and have a lot of family birthdays coming up, PayPal credit has ensured I can cover this and i am protected under PayPal terms. Reviewed on: 31st July 2023

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