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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

It’s really good

It’s really good and better than these buy now pay later klarnas Reviewed on: 11th May 2024

Easy to use, very well explained the credit and good...

Easy to use, very well explained the credit and good assess to credit. Reviewed on: 11th May 2024

Why I Recommend PayPal credit to everyone

It is very easy to use, interactive and comes with good customer care experience when things go wrong. My preference while doing an online payment is PayPal credit each and everytime because of its flexible credit payment afterwards. I would recommend everyone to use PayPal as it also provides greater security and not exposing your transactions to others Reviewed on: 11th May 2024

I couldn’t live without PayPal

I couldn’t live without PayPal the flexibility it gives you with credit options is fundamental in today’s economy, the App is very user friendly with alerts so you can easily keep an eye on your finances. Reviewed on: 11th May 2024

9 times out of 10 everything goes exceptionally smoo...

9 times out of 10 everything goes exceptionally smoothly however I have experienced glitches which is often difficult to unpick through the mobile App. BUT, when you speak to an individual they are very helpful: Reviewed on: 11th May 2024

Really easy to use an I like the pay on 3 option lar...

Really easy to use an I like the pay on 3 option larger purchases. Reviewed on: 11th May 2024

Great easy to access and really beneficial with 4 mo...

Great easy to access and really beneficial with 4 month zero percent interest Reviewed on: 11th May 2024

Easy to pay, life savier, great opportunity to have it

Easy to pay, life savier, great opportunity to have it Reviewed on: 11th May 2024

Excellent service, strongly recommend!

Excellent service, strongly recommend! Reviewed on: 11th May 2024

Easy to use and very accessible.

Easy to use and very accessible. Easy to keep track of spending and useful to use when buying online. Reviewed on: 11th May 2024

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