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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (167402)

Excellent package all round

5
PayPal credit is stunning! 4 months 0% apr what’s not to like about that. Spread the costs with some retailers for up to 4 years 0%apr. PayPal customer service is amazing. Refunds are instant. All round the only thing that could make it better is a physical card. Reviewed on: 8th July 2022

easy to use

5
Great service, easy to use. Always up to date with transactions. Reviewed on: 8th July 2022

First Class

5
Absolutely Brilliant never ever a problem to deal always perfect Reviewed on: 8th July 2022

Number 1

5
Paypal is the easiest and safest to pay. I never had problems with paypal, they always helped me when I needed it. Love Paypal !!! Reviewed on: 8th July 2022

It was fantastic

5
amazing amazing amazing I just love it thank you so much Reviewed on: 8th July 2022

Amazing service !!!

5
Very nice Reviewed on: 8th July 2022

Very good service

5
It's very eady to use, very good app interface and it's moving fast. Just love it! Reviewed on: 8th July 2022

Awesome credit

5
Love it. So easy to shop online and just add paypal credit.. so easy to use Reviewed on: 8th July 2022

Amazing friend to my shopping

5
It’s amazing to have a little digital friend to do so many things for you in the shopping.My PayPal friend with benefits! Reviewed on: 8th July 2022

Excellent way to spread the cost of purchases

5
PayPal credit is an excellent way of paying no interest on products and spread the cost over 4 months Reviewed on: 8th July 2022

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