Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171154)

Always handy when you need last minute purchases tha...

5
Always handy when you need last minute purchases that are t in budget Reviewed on: 15th May 2024

Great for big purchases with low payment installment...

5
Great for big purchases with low payment installments and also if you pay within certain month frame you pay 0%apr Reviewed on: 15th May 2024

Very nice and helpful.

5
Very nice and helpful. I really like the service Reviewed on: 15th May 2024

I like the gateway security that PayPal can provide...

5
I like the gateway security that PayPal can provide limiting fraud, I also like the ease of paying the balance, its no surprise that others have copied Reviewed on: 15th May 2024

I find paypal credit so convenient and gives you tim...

5
I find paypal credit so convenient and gives you time scales to when payments need to be made and payment reminders so you never fall behind Reviewed on: 15th May 2024

Been using PayPal for a long time and make online pa...

5
Been using PayPal for a long time and make online payment summers a breeze and PayPal Credit is really easy to use Reviewed on: 15th May 2024

Great to have when buying concert tickets!

5
Great to have when buying concert tickets! Makes it stress free! Reviewed on: 15th May 2024

Quick and easy to use!

5
Quick and easy to use! Best place to use for credit! Reviewed on: 15th May 2024

Service excellent, quick and easy to make Purchases

5
Service excellent, quick and easy to make Purchases Reviewed on: 15th May 2024

I have used 0% PayPal credit offers to spread the co...

5
I have used 0% PayPal credit offers to spread the cost out when I need it. It has been easy to use, and easy to check. Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94072 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3834 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products