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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171156)

Service excellent, quick and easy to make Purchases

Service excellent, quick and easy to make Purchases Reviewed on: 15th May 2024

I have used 0% PayPal credit offers to spread the co...

I have used 0% PayPal credit offers to spread the cost out when I need it. It has been easy to use, and easy to check. Reviewed on: 15th May 2024

The credit does 4 you

The credit does help a lot specially when you can pay in 4 interest free installments Reviewed on: 15th May 2024

The app is clear and easy to use.

The app is clear and easy to use. Reviewed on: 15th May 2024

Just helps me budget better and helps with some purc...

Just helps me budget better and helps with some purchases that come out if the blue. Reviewed on: 15th May 2024

Great easy way to budget bigger purchases

Great easy way to budget bigger purchases Reviewed on: 15th May 2024

Effortless Financing with PayPal Credit

I really appreciate PayPal Credit for its flexible financing options, particularly the zero-interest feature on early repayments for certain purchases. It makes managing finances easier and more predictable. Additionally, the simplicity of making payments just by using an email address enhances the overall convenience. This seamless integration into daily shopping without the hassle of entering card details each time is a huge plus. Highly recommended for those who value both security and ease of use. Reviewed on: 15th May 2024

Always reliable and easy never had a problem with Pa...

Always reliable and easy never had a problem with PayPal Reviewed on: 15th May 2024

Trust worthy and very helpful when desperate

Trust worthy and very helpful when desperate Reviewed on: 15th May 2024

Love having PayPal credit easy to use flexible payme...

Love having PayPal credit easy to use flexible payment options Reviewed on: 15th May 2024

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