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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171348)

I use PayPal credit to support my business

I use PayPal credit to support my business Reviewed on: 16th May 2024

Use PayPal credit every week.

Use PayPal credit every week. It helps me better manage my finances. Reviewed on: 16th May 2024

Great experience

Great. I like how repayment is structured. Reviewed on: 16th May 2024

PayPal split payments

PayPal split payments is a great way of budgeting. Without paying any extra interest Reviewed on: 16th May 2024

Professional staff and safest way to pay online you...

Professional staff and safest way to pay online you can buy without fear knowing that PayPal got your back Reviewed on: 16th May 2024

PayPal gives me the flexibility to split my cost acr...

PayPal gives me the flexibility to split my cost across 3 months which is great service and also PayPal credit was my first go to money and never faced any issues in accessing my credit Reviewed on: 16th May 2024

Easy efficient and effective to use.

Easy efficient and effective to use. Can spread costs Reviewed on: 16th May 2024

Easy to use

Really amazing and user friendly interface Reviewed on: 16th May 2024

Really great experience and easy to use

Really great experience and easy to use Reviewed on: 16th May 2024

I m very happy from paypal credit I keep using regul...

I m very happy from paypal credit I keep using regularly Reviewed on: 16th May 2024

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