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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171504)

Added Curve card

5
With the added Curve card, it would be easier to use PayPal credit either in the shop or online. Reviewed on: 16th May 2024

On time easy to use and professional

5
On time easy to use and professional Reviewed on: 16th May 2024

Blessing in disguise

5
PayPal credit saved my family in the last 3 month multiple times. I’m so grateful for this. Reviewed on: 16th May 2024

Easy to manage via app and flexible options for purc...

5
Easy to manage via app and flexible options for purchases. Reviewed on: 16th May 2024

Best credit system

5
Haven’t contacted customer service yet but the PayPal credit program is really good Reviewed on: 16th May 2024

Very safe

5
It is very secure to buy with PayPal for my peace of mind Reviewed on: 16th May 2024

Excellent company or deal with you fairly and nice c...

5
Excellent company or deal with you fairly and nice customer services. Reviewed on: 16th May 2024

Great efficient service.

5
Great efficient service. Always available and provides good flexibility to manage purchases Reviewed on: 16th May 2024

Very prompt and easy to use. Highly recommended

5
Very prompt and easy to use. No hidden costs or uncertainty Reviewed on: 16th May 2024

Love this on PayPal so handy and easy to pay...

5
Love this on PayPal so handy and easy to pay off Reviewed on: 16th May 2024

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