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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171589 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171643)

Good experience and good customer service

Good experience and good customer service Reviewed on: 16th May 2024

PayPal credit has helped me make purchases that I wo...

PayPal credit has helped me make purchases that I wouldn’t generally do in on was I was able to pay it off at 0% the next couple of months x highly recommend x Reviewed on: 16th May 2024

10/10 smashing

I've used PayPal credit for years and has always been great. I use it to help build up my credit score and it works great Reviewed on: 16th May 2024

Great flexibility with payments, from paying straigh...

Great flexibility with payments, from paying straight away to spreading the cost over 3 months with 0% interest, PayPal has it covered. Furthermore, I use PayPal to make payments online linked to my bank account for added assurance and peace of mind. Reviewed on: 16th May 2024

No faults whatsoever great service

No faults whatsoever great service Reviewed on: 16th May 2024

Having the credit there has been a godsend, when I’v...

Having the credit there has been a godsend, when I’ve needed to buy something urgently Reviewed on: 16th May 2024

I trust on PayPal when I pay my money to anyone.

I trust on PayPal when I pay my money to anyone. Reviewed on: 16th May 2024

Pay pal credit has really good intrest rates, it’s p...

Pay pal credit has really good intrest rates, it’s protection policy is excellent, I got scammed and didn’t loose my money because I paid with pay pal, you also can buy now pay later without interest, they keep you updated with any concerns you may have and are quick to reply to messages, you can even pay for petrol with pay pal credit, I definitely recommend pay pal credit Reviewed on: 16th May 2024

Very convenient when I needed more and Very trusted

Very convenient when I needed more and Very trusted Reviewed on: 16th May 2024

I use PayPal credit I do love this but it can become...

I use PayPal credit I do love this but it can become too much. Reviewed on: 16th May 2024

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