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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171484)

Started with finance now I can build credit!

PayPal credit has really helped me and my family be able to afford things that we need. It’s easy to use, isn’t confusing and now after joining with Curve and allowing us to spend in the high street it just keeps getting better. I really would recommend it, and they allowed me to work on my credit score when other companies wouldn’t accept me for a credit card ! Reviewed on: 16th May 2024

Very easy to use!

Very easy to use! Really good offers and competitive interest rates offered Reviewed on: 16th May 2024

Paypal is a best for money transfer, payment and for...

Paypal is a best for money transfer, payment and for credit. I love to use it. Reviewed on: 16th May 2024

I buy on line very often using Pay Pal

I buy on line very often but if they don’t have the facilities to pay by Pay Pal I will not use them, if I have a dispute with a retailer I can get support from Pay Pal to help me get my refund, Reviewed on: 16th May 2024

Easy to use, convenient, no hassle.

Easy to use, convenient, no hassle. Reviewed on: 16th May 2024

Very good help

The best app ever . I like it because is the safest app and it is very easy to use Reviewed on: 16th May 2024

PayPal is great and the service has always been my g...

PayPal is great and the service has always been my go too Reviewed on: 16th May 2024

Always th when i need payapal.

Always th when i need payapal.Helpfull Reviewed on: 16th May 2024

PayPal credit is brilliant...

PayPal credit is brilliant, low apr and they inform you if a seller is on the blacklist Reviewed on: 16th May 2024

Useful reserve

I have used PayPal credit for a long time now and really find it useful Especially as I'm getting married in September and will definitely be using the credit to help me through the period. As long as you pay back, it's not costing you any interest although you know that you have the option to pay interest, it is helped me out in many situations as long as you can get the credit and repay is an extremely useful tool to have for back up. Reviewed on: 16th May 2024

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