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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168151)

Paypal credit

Opening credit acc was very easy and decision was made instantly. It’s a convenient way of shopping. Customer service s great. Reviewed on: 11th July 2022

Great service

Convenient service, there when needed at multiple outlets. Easy to understand and user friendly app. Overall excellent Reviewed on: 11th July 2022

Excellent

Really helps me out with spreading the cost over 3 payments Reviewed on: 11th July 2022

Paypal credit is great

Very easy to use and keep track if expenses. The 4 months interest free is an amazing feature. Reviewed on: 11th July 2022

Ideal

Protection buying online guaranteed Reviewed on: 11th July 2022

Fantastic interest-free deals

Flexible repayment options that let's me pay my credit back quicker if I want to. Brilliant interest-free deals that mean that I'm not paying any extra for the things I buy! Reviewed on: 10th July 2022

Best option payment

The best payment option out there at the moment! Reviewed on: 10th July 2022

Excellent idea and service

Excellent idea and service for when you're in a tight spot for cash or emergencies 5 star Reviewed on: 10th July 2022

So helpful

Love paypal credit as you can spread the costs in by paying in 3 payments or over 4 months for purchases over £99 Reviewed on: 10th July 2022

PayPal credit

Hassle free and easy to use service Reviewed on: 10th July 2022

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