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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167410)

Brilliant

I love yous so helpful and handy Reviewed on: 8th July 2022

Really good

5 star, very good experience with pay pal and hipper safe to use Reviewed on: 8th July 2022

It's so useful to have this as a back up

If I need something I know I'd be allowed to pay for it after the holiday Reviewed on: 8th July 2022

Very easy and useful to use

Came at very crucial point and was so useful and helpful! Easy repayments and very understanding! Reviewed on: 8th July 2022

Brilliant no worries

So easy to use and they have your back if something goes wrong Reviewed on: 8th July 2022

Simple and helpful

Having it gives me peace of mind for when those unexpected items are needed. Never had an issues. Reviewed on: 8th July 2022

Perfect option

Amazing to have PayPal credit as an option for payments, especially in these very difficult times. It makes spending a little less of a headache and with manageable rates and payment options for repayment, it’s an awesome feature! Reviewed on: 8th July 2022

Great

Very reliable and easy to use. Can be easily used across various shops online Reviewed on: 8th July 2022

Great credit service

I love the 3-month interest-free service for purchases and paying a purchase in 3 instalments. Reviewed on: 8th July 2022

Better than others...

Better than others because I get 4 months (and sometimes more, depending on the retailer offer) interest free. Reviewed on: 8th July 2022

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