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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168151)

Excellent service

Absolutely remarkable and recommended for financial support. Reviewed on: 9th July 2022

Excellent and responsible lending

This is one of the best credit lenders I’ve been using and they are fast, efficient, helpful and very responsible in lending Reviewed on: 9th July 2022

Fast & easy

It's a pefect way to pay for online shopping. Fast and easy. Reviewed on: 9th July 2022

excellent

Really helpful and easy to deal with, great services. Excellent, thank you Reviewed on: 9th July 2022

Financial support

Very trustworthy, and always comes handy Reviewed on: 9th July 2022

Quality and accurate service

I never had a problem with paypal credit and their over £99 for 4 instalments %0 interest offer is fantastic Reviewed on: 9th July 2022

Easy and smart

I think this is the best safety. Very easy and fast buying. I can advise for everyone. Reviewed on: 9th July 2022

Very easy to use.

Never been disappointed by them. Reviewed on: 9th July 2022

Very happy with PayPal...

Best way to confidently buy, sell and feel secure, using PayPal for all online purchases. Reviewed on: 9th July 2022

Great Stuff!

I was surprised to receive a 4-month interest-free on my PayPal Credit! Reviewed on: 9th July 2022

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