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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167497 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167582)

Very convenient

Paypal credit as the lowest APR out of my other credit cards Reviewed on: 8th July 2022

Money life saver

Having a bad experience getting payday loans out when a bit short before paydays, PayPal credit has really helped me out Reviewed on: 8th July 2022

Excellent all rounder

So happy with PayPal credit . It's easy to use ,very convenient and I know exactly where I am with it . Customer service is excellent. I would highly recommend Reviewed on: 8th July 2022

Easy to use, very secure and fast way to pay

Great service, very secure and fast. Reviewed on: 8th July 2022

PayPal credit

PayPal credit has always been an amazing service to use and is very easy and rewarding. making purchasing online a pleasant experience Reviewed on: 8th July 2022

Excellent

Paypal is the best...highly recommended..easy to use..very helpful customer service.. Reviewed on: 8th July 2022

Marvelous

Excellent service since I started using PayPal credit no complaints Reviewed on: 8th July 2022

Easy and convenient

PayPal credit is easy to use and is great for purchasing clothes or anything really online Reviewed on: 8th July 2022

Great service!

Quite easy to purchase products online secure and comfy! Reviewed on: 8th July 2022

So simple and efficient

PayPal credit is easy and straightforward to use. Everything is really clear so it’s easy to manage. Also it helps give me piece of mind when shopping online Reviewed on: 8th July 2022

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