Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168147)

Best credit

I am really happy with the service, it helped me when I was struggling, and since I am in university, my money are really limited, but I am happy with the service that paypal still gives to me. Reviewed on: 14th June 2022

Simple, Quick and easy

Great services that is quick and easy to use. Mobile app and web accounts well layed out. Easy to view required information. Only slight downside is now physical card for use in stores and relies on vendor support to accept. Reviewed on: 14th June 2022

credit

Good company offers credit at a reasonable rate. ensures limit is acceptable making sure you agree to any increase which you can turn down interest free available Reviewed on: 14th June 2022

Great Credit Facility

The credit helped in this trying times. Very grateful. Reviewed on: 14th June 2022

Wide accessibility & easy to manage digitally

I love that you can check out with PayPal across most online retailers securely, quickly and easy with minimal effort. Managing your credit account on PayPal is very simple, the application is user friendly and easy to navigate. Customer service is also responsive and normally resolves issues on the same day Reviewed on: 14th June 2022

Best credit I have ever had

I have many credit cards, but one of the meat credit I use is the one from PayPal, people from PayPal always are paying attention to your needs and they are very supportive. I always treat them like my safety net. Reviewed on: 14th June 2022

Very helpful

Very helpful if you are on a budget at the moment that you see the items on sale ( flash sales) I highly recommend it. Reviewed on: 14th June 2022

Great product

Easy to use secure payments,the best thing ever Reviewed on: 14th June 2022

Great online credit - No interest for 4 months

Great way to spread your payments on any purchase over £100 as there is no interest for 4 months. Great customer service too, I had an issue that was quickly resolved with a simple call. Reviewed on: 14th June 2022

Reliable and good service

Good customer service and reliable provider. Faultless Reviewed on: 14th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 87253 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub