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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171504)

Excellent interest free periods, generous but sensib...

Excellent interest free periods, generous but sensible credit limit, really clear and easy to use app, and points on top! Reviewed on: 6th July 2026

Good service and quality .

Good service and quality ................. Reviewed on: 6th July 2026

Great customer service.

Great customer service. Easy to navigate app. Great deals Reviewed on: 6th July 2026

PayPal Credit has allowed me to shop more online wit...

PayPal Credit has allowed me to shop more online with the security of PayPal itself and easy to pay repayments. It really has made things more affordable for me in the short run whilst not making me feel burdened by the repayments. Reviewed on: 6th July 2026

Excellent

Always use PayPal for my online shopping Reviewed on: 6th July 2026

Always flexible, used numerous times

Always flexible, used numerous times Reviewed on: 6th July 2026

Easy and secure, great benefits, great customer serv...

Easy and secure, great benefits, great customer service Reviewed on: 6th July 2026

Payment using PayPal has been smooth.

Payment using PayPal has been smooth. Reviewed on: 6th July 2026

PayPal helped savethe purchase. .

My wife required a new bed but didn't have the full amount to purchase the item she wanted, so we decided to opt for the PayPal pay in 3 payments over 3 months and this has proved successful. Reviewed on: 6th July 2026

I like PayPal credit gives me time to pay the money...

I like PayPal credit gives me time to pay the money back with no interest it’s very easy to use. Reviewed on: 6th July 2026

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