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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171348)

Easy to phone and very clear on the app ..

Easy to phone and very clear on the app what is due Reviewed on: 6th July 2026

Incredibly straightforward

PayPal Credit has been incredibly straightforward to use, and my experience so far has been excellent. The approval process was simple, payments are easy to manage, and everything updates in real time. The app itself is very intuitive, navigating through statements, checking available credit, and making payments only takes a few taps. Overall, it makes managing purchases and credit feel effortless and stress‑free. Reviewed on: 6th July 2026

Very easy to use and has a great credit card - buy n...

Very easy to use and has a great credit card - buy now pay 4 months later. Reviewed on: 6th July 2026

Good easy to use very efficient.

Good easy to use very efficient. Good limit and can use it on a variety of products. I like the flexibility. Reviewed on: 6th July 2026

Peace of mind purchasing my Addams

Very good I like it protect my money and trust the people. Reviewed on: 6th July 2026

Perfect choice and great service.

Perfect choice and great service. PayPal Credit always helps me when I’m struggling and want to spend some money on things I really like or on interesting opportunities. It’s always there to save me. Reviewed on: 6th July 2026

going the extrer mile..

Every time I have had a problem with a transaction they have sorted it out very Quickly Reviewed on: 6th July 2026

Paypal provides a helpful way to pay any purchase.

Paypal provides a helpful way to pay any purchase. They offer a lot of versatility in terms of payment and they offer reasonable rate. I have a great experience with them since I came in the UK. Reviewed on: 6th July 2026

Perfect for purchases

Having the ability to pay for goods online with option of no interest for 3 month or a small amount of interest longer is great.. check out process is a few clicks and your done.. they took it up a level introducing the PayPal card. Makes a normal credit card seem redundant. Reviewed on: 6th July 2026

Always very simple to negotiate.

Always very simple to negotiate. No problems. Reviewed on: 6th July 2026

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