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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171180)

Easy to use

I found the credit limit a great help with some of my purchases. Sending money is easy and efficient. Reviewed on: 6th July 2026

PAYPAL CREDIT - EASY TO USE

Trouble free and straight forward transparent service. Have had no issues using PayPal credit. Would recommend to friends. Reviewed on: 6th July 2026

easy to use and manage larger purchase

PayPal Credit has been easy to use and has made managing larger purchases much more convenient. The account is simple to manage, payments are straightforward, and I’ve had a positive experience overall. I’d definitely recommend it. Reviewed on: 6th July 2026

Quick & Easy

Useful when needed for a little extra cash in the short term to repay in a few months. Reviewed on: 6th July 2026

Paypal credit is easy to use and affordable to pay.

Paypal credit is easy to use and affordable to pay. You can earn points and can be use to pay for your online shopping. Reviewed on: 6th July 2026

Paypal is efficient, safe and great customer service.

Paypal is efficient, safe and great customer service. I can rest assure that my money and purchases are protected with PayPal whxich makes day to say spending much easier . Reviewed on: 6th July 2026

I often use PayPal Credit when booking international...

I often use PayPal Credit when booking international flights. The option to spread the cost into manageable payments has been very helpful for me. It gives me more flexibility when planning my trips, and the payment process is simple and easy to manage. Overall, I have had a very positive experience. Reviewed on: 6th July 2026

Very trust worthy platform also alot of options to m...

Very trust worthy platform also alot of options to make payment like pay in 3 Reviewed on: 6th July 2026

PayPal make it very easy and simple for you to be ab...

PayPal make it very easy and simple for you to be able to afford those things that are too expensive for a one time purchase. By allowing flexible, affordable payments with no interest it makes it easier to get those things that you really want! Reviewed on: 6th July 2026

Credit Where Credit's Due!

I've had a really positive experience with PayPal Credit. It's straightforward to use, payments are easy to manage through the app, and it's been a helpful way to spread the cost of larger purchases. The checkout process is quick, statements are clear, and I've found it a convenient and reliable service. I'd definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 6th July 2026

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