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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169528)

Great Communication and Easy to Use

5
Very easy to use at checkouts. Quick decision making when using pay in 3. Good communication regarding your account with timely payment reminders. Reviewed on: 8th July 2022

PayPal Credit

5
PayPal Credit is always helped me out. Reviewed on: 8th July 2022

Always there for you.

5
Because of the security it gives. Reviewed on: 8th July 2022

Easy and convenient

5
It's very user friendly and convenient. Automation of so many things means that you can make adjustments through the app without having to communicate with someone. Even if customer service is required, it is always exceptional. Reviewed on: 8th July 2022

Great service

5
Easy to use, swift confirmation and simple repayments. Coupled with 4month interest free offers makes this perfect for medium spend purchases. Reviewed on: 8th July 2022

Simple and clear credit

5
Very straight forward process of paying with PayPal Credit. Nice an simple terms, haven't encountered any problems with PayPal so far. Reviewed on: 8th July 2022

Excellent package all round

5
PayPal credit is stunning! 4 months 0% apr what’s not to like about that. Spread the costs with some retailers for up to 4 years 0%apr. PayPal customer service is amazing. Refunds are instant. All round the only thing that could make it better is a physical card. Reviewed on: 8th July 2022

easy to use

5
Great service, easy to use. Always up to date with transactions. Reviewed on: 8th July 2022

First Class

5
Absolutely Brilliant never ever a problem to deal always perfect Reviewed on: 8th July 2022

Number 1

5
Paypal is the easiest and safest to pay. I never had problems with paypal, they always helped me when I needed it. Love Paypal !!! Reviewed on: 8th July 2022

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