Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169990 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170092)

It has been good to use, but it has been difficult w...

It has been good to use, but it has been difficult when trying to pay by direct debit Reviewed on: 6th July 2026

Best customer service.

Best customer service. Always willing to solve the issue . Reviewed on: 6th July 2026

The most safest online payment system

I have been using PayPal since last 10 years and I am fully confident and fully satisfied about the service they provide. Reviewed on: 6th July 2026

If you ain't got it get it.

I have been lucky enough to have a PayPal account for many years now, In that time I have been able to purchase items that I may not have been able to without the easy spreable payment options offered to me, PayPal credit is also a way I have managed to purchase items in a safe and repayable way with excellent low interest rates. PayPal has a boost in credit feature which is a great privilege to receive as a customer. In my personal opinion PayPal is now an essential way to pay for big and small items on a day to day basis. Connected with my bank for the safest online way to pay. I'm Covered for proof of purchase, covered for security of purchase also fully covered and protected from false sellers or scam misleading sellers. I can't imagine not having PayPal on my side, the regular updates the receipt of any purchase transactions on app or a email they have everything covered. This I a honest review from a individual who finally has a company I can really rely on. Reviewed on: 6th July 2026

PayPal is good, and I can trust it.

Using PayPal is really good; I can shop or trade with a greater sense of safety and security. I use PayPal often and make my daily life simpler. I love PayPal, Thank you. Reviewed on: 6th July 2026

When ever I had a problem it gets sorted quickly...

When ever I had a problem it gets sorted quickly Reviewed on: 6th July 2026

A positive experiene

Has always been a positive experience when using PayPal Reviewed on: 6th July 2026

Excellent borrowing facility!

The PayPal credit facility on my paypal account has been a useful and convenient payment option, especially for big purchases. It has helped me out on a number of occasions for which I am grateful. Interest rates are manageable and repayments affordable. Fantastic facility within the PayPal account. Reviewed on: 6th July 2026

If there is a problem it's soon sorted out to the be...

If there is a problem it's soon sorted out to the best of their ability. Excellent Reviewed on: 6th July 2026

Highly recommend PayPal.

Never had an issue using PayPal. It’s easy to use and makes purchasing/payments so easy. Adds a layer of protection to your purchases Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3829 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 92789 reviews
Payments
from PayPal 4.70 from 3829 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub