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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169848)

The app does everything I need.

The app does everything I need and has good security. Customer services were good and were very efficient when I contacted them. Reviewed on: 6th July 2026

Easy to use & navigate.

Easy to use & navigate. Available to use on a great range of webs Reviewed on: 6th July 2026

I've had a great experience with PayPal.

I've had a great experience with PayPal. It's easy to use, secure, and makes sending and receiving payments simple. Transactions are usually quick, and I've never had any major issues. It's a reliable service that makes online payments convenient. I would definitely recommend it to anyone looking for a trusted payment platform. Reviewed on: 6th July 2026

Very secure and many options for the payment so it’s...

Very secure and many options for the payment so it’s easier to manage finance and bigger purchases I like online features and visualisation of outstanding payments Reviewed on: 6th July 2026

PayPal Credit Has Been a Great Help!

I’ve had a great experience with PayPal Credit. It’s been a reliable and convenient way to manage my purchases, especially when I need a little extra flexibility. The application process was straightforward, and everything has worked smoothly so far. I really appreciate how easy it is to use, and it’s genuinely been a helpful financial tool when needed. Overall, I’m very satisfied with PayPal Credit and would definitely recommend it to anyone looking for a simple and trustworthy credit option. Reviewed on: 6th July 2026

Very good for paying for items with protection

Very good for paying for items with protection Reviewed on: 6th July 2026

Easy peasy

Easy to use and if you see something you been looking for use PayPal pay in three easy peasy Reviewed on: 6th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was straightforward, and using it for purchases has been simple and convenient. I like how easy it is to manage my account and keep track of my spending, and the flexibility to spread the cost of larger purchases has been really helpful. Overall, it’s been a reliable and hassle-free way to pay, and I’d happily recommend PayPal Credit to others. Reviewed on: 6th July 2026

I’ve been using PayPal for about 24 years!

I’ve been using PayPal for about 24 years! Couldn’t be happier with their service. Reviewed on: 6th July 2026

Pay pal credit is straightforward with no hidden sur...

Pay pal credit is straightforward with no hidden surprises Reviewed on: 6th July 2026

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