Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169594)

When you phone PayPal customer services are excellen...

5
When you phone PayPal customer services are excellent and they sort things out right away. And also I can pay monthly payments on there Paypal credit Reviewed on: 6th July 2026

Extremly easy and straightforward.

5
Extremly easy and straightforward. Reviewed on: 6th July 2026

Easy and secure transactions every time

5
Easy and secure transactions every time Reviewed on: 6th July 2026

Excellent PayPal credit

5
PayPal credit is excellent for those purchases where you can’t pay all at once, if paid in the time allowance there is no interest so win win Reviewed on: 6th July 2026

Easy to pay someone abroad.

5
Easy to pay someone abroad.also I like the 3 payments system. I also appreciate being able to log in and check what is being paid rather than it being taken before I have properly checked Reviewed on: 6th July 2026

Effortless app from start to finish

5
Effortless app from start to finish Reviewed on: 6th July 2026

PayPal is convenient gives you excellent rates and i...

5
PayPal is convenient gives you excellent rates and is secure I use it whenever I can Reviewed on: 6th July 2026

Everything always perfect.

5
Everything always perfect. Can buy items when I need them and pay later. Reviewed on: 6th July 2026

They are a secure way to pay plus also offer pay in...

5
They are a secure way to pay plus also offer pay in 3 etc. also when I had trouble through eBay they helped me and we're very easy to use. Reviewed on: 6th July 2026

1st class service

5
Great and fast service would recommend Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 91895 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3825 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 117 reviews
    PayPal
    View all products