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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173049)

Paid for flights and other things great credit teams

Paid for flights and other things great credit teams Reviewed on: 14th May 2024

Would recommend..

I’ve used PayPal credit for multiple purchases and it makes things a lot easier. Gives you time and easy to pay off when you can afford to. It’s my main method of payment. They review your account after so long and if you pay on time or before often they up your credit limit which is always a bonus! Recommended to friends and family and they all agree too. Reviewed on: 14th May 2024

Very pleased

Safe service and always use PayPal as my preferred method of payment Reviewed on: 14th May 2024

Excellent never had a problem , 24/7 support

Excellent never had a problem , 24/7 support Reviewed on: 14th May 2024

Great for buying presents.

I've used PayPal credit for a few years now its really helpful for when you have a birthday or Christmas coming up and don't always have the money there to pay for items straight away with PayPal credit you can pay it off over 3 months or buy now pay later in 4 months without interest witch is great. Reviewed on: 14th May 2024

Brilliant customer service look after your customers...

Brilliant customer service look after your customers well done Reviewed on: 14th May 2024

Great experience, lovely customer service when I’ve...

Great experience, lovely customer service when I’ve needed it, never failed me, I use it every time I can Reviewed on: 14th May 2024

No problems at all with PayPal great way to spend wi...

No problems at all with PayPal great way to spend without using your card details. Reviewed on: 14th May 2024

Great app,great service support,great payt

Great app great support,great community,I would recommend everyone PayPal ,because is the best platform for the money Reviewed on: 14th May 2024

PayPal Credit has made my life easier by giving me a...

PayPal Credit has made my life easier by giving me access to using credit for my day to day living, as opposed to asking friends to loan me money if I needed something right then and there. I only had a debit card previously, so the ability to use credit and pay it off when I get paid monthly has improved my quality of life. Reviewed on: 14th May 2024

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