Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170282)

Very good

Latwa i czytelna obsługa konta pay pal .znakomite promocje Reviewed on: 8th July 2022

Always there and so clean and easy.

Somehow unbeatable offers on credit are always offered by Paypal credit just when I need them. Reviewed on: 8th July 2022

It was an amazing experience

I use pay PayPal credit to purchase from Apple and my experience was amazing little and it was approved Reviewed on: 8th July 2022

PayPal credit versatile payment system

PayPal credit very easy to use and control. Reviewed on: 8th July 2022

very easy to use

i found paypal so easy to use and they will sort things quickly when things go wrong Reviewed on: 8th July 2022

Four interest free payments over 4 months

Four interest free payment over 4 months for purchases over £99, who wouldn't want to get such a deal? And right now, it's not just a one off, you can do it over and over again. Hard times with at least one easy option to spread the cost for free. Reviewed on: 8th July 2022

Massimmo

Never let me down. Always with me. PayPal amazing Reviewed on: 8th July 2022

Brilliant

Absolutely brilliant service all round. Informative and customer focus driven. Should have signed up years ago. Reviewed on: 8th July 2022

PayPal credit is the best!

PayPal has been helpful all the time, with the ability to spread cost, reliable app and much more. Happy to have credit with them. Reviewed on: 8th July 2022

Hassle free payments

With PayPal credits, I can spread my payments! The 0% interest is one of the reasons I signed up for it. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93069 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub