Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168604)

Fantastic customer services as always

Fantastic customer services as always Reviewed on: 6th July 2026

Perfect app

Good for small customers like me when I need pay and used PayPal credit Reviewed on: 6th July 2026

Never had an issue, use pay in 3 and PayPal...

Never had an issue, use pay in 3 and PayPal credit Reviewed on: 6th July 2026

easy to use.

easy to use. trustworthy and good experience. recommended Reviewed on: 6th July 2026

It just works!

It’s very simple with PayPal, the app is a great tool to manage my account. Reviewed on: 6th July 2026

Great Services and happy about it.

I never had any issues with PayPal, especially with the 4 part payments plans. Services have been so helpful with budgeting. I also love the service where we can pay for friends and family even businesses. Reviewed on: 6th July 2026

Never any issues.

Never any issues. Always helpful & easy to use. Reviewed on: 6th July 2026

Have been using PayPal for several years and the ser...

Have been using PayPal for several years and the service has continued to grow exceptionally. I currently do all my purchases through PayPal and will continue to do so. Reviewed on: 6th July 2026

Very easy to use and safe transactions.

Very easy to use and safe transactions.I use PayPal to pay for most online purchases. Reviewed on: 6th July 2026

Good option when pay in 3 is available, very conveni...

Good option when pay in 3 is available, very convenient Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3812 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 89018 reviews
Payments
from PayPal 4.70 from 3815 reviews
Credit card
from PayPal 4.69 from 116 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub