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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168340)

I have used Paypal credit several times and I have n...

I have used Paypal credit several times and I have never been disappointed Reviewed on: 6th July 2026

A swift job

My queries are dealt with swiftly Reviewed on: 6th July 2026

PayPal credit is very easy to use and easy repayment...

PayPal credit is very easy to use and easy repayment mthod Reviewed on: 6th July 2026

Excellent customer service and offers value for mone...

Excellent customer service and offers value for money by protecting consumer rights in purchases. Reviewed on: 6th July 2026

Good for buying things over 3 payments when you have...

Good for buying things over 3 payments when you haven’t got the full amount of cash available Reviewed on: 6th July 2026

I use PayPal for almost everything online.

I use PayPal for almost everything online. PayPal credit is so handy with big purchases and time to pay it off and also at expensive times like Christmas and Birthdays. I pay a set amount by direct debit every month so you can’t be late or forget a payment which is so helpful when life is so busy. As a busy Mum it’s also nice to be able to use it treat yourself once in a while! Reviewed on: 6th July 2026

Paypal great

Paypal are excellent I have never had any issues Reviewed on: 6th July 2026

Excellent payment option

I use PayPal regularly as they offer excellent payment options. I also feel it is more secure and have had to get support from PayPal for a few purchases that I have had problems with. PayPal have always dealt with it well and managed to get my money back. Reviewed on: 6th July 2026

I recommend it))))))

I have been using it for many years and everything is always clear and transparent, I recommend it Reviewed on: 6th July 2026

Don’t really use it!

Don’t really use it, it feels very hard to raise credit limit. Other companies do this automatically. There is no reason for me to use PayPal credit . Reviewed on: 6th July 2026

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