Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169817)

Love paypal very easy to use and very helpful

5
Everything goes smoothly even if things go wrong paypay is great you can use it on so many different things been really helpful in this crisis with money so tight Reviewed on: 8th July 2022

Pay pal credit

5
Pay pal credit is a great way of spreading the cost and so easy to use . Kept up the good work . Reviewed on: 8th July 2022

Brilliant

5
Excellent service and I would highly recommend this to anyone Reviewed on: 8th July 2022

Life saver

5
Very good company offering real life solutions. Excelent customer service with good understanding of customer needs. Reviewed on: 8th July 2022

Trust and flexibility...

5
It's convenient to use Paypal Credit in so many ways from online clothes shopping to takeaway deliveries to choosing and buying a new TV. Interest Free over 4 months on any purchase over £99 or the "Pay In Three" method, again interest free. Manage and budget with ease and flexible payback method that works with my life ! It's brilliant - so get on board ! Reviewed on: 8th July 2022

So easy.

4
Transactions are quick, easy and safe. The ability to get 0% credit for a few months is brilliant. Makes those big purchases more manageable. Reviewed on: 8th July 2022

Quick, easy and always there for you

5
Paypal credit offers quick and easily acessible credit options at a distance of a finger. The 24/7 support is also much appreciated. Reviewed on: 8th July 2022

Easy credit

5
Brilliant to have 4 months intrest free Reviewed on: 8th July 2022

Highly recommended

5
Highly recommended I use it all the time it makes my life easier Reviewed on: 8th July 2022

Fantastic service

5
PayPal is great company making purchases safer and easier. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 92290 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3829 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 117 reviews
    PayPal
    View all products