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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170302 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170358)

Just great

Never been let down good company to sort problems out with seller's Reviewed on: 8th July 2022

I like PayPal

Save money and time with PayPal Reviewed on: 8th July 2022

I am happy to use PayPal

I always use PayPal to build my credit score. Very good opportunity for everybody. Reviewed on: 8th July 2022

Excellent facility

It's there when you need it and it is always reasonable Reviewed on: 8th July 2022

Great option

Never disappointed about service Reviewed on: 8th July 2022

Very Easy to set up

PayPal Credit was extremely easy to set up and took me no longer than 5 minutes. It gives you a comfortable period of time to pay the money back and offers extra advantages such as the first 4 months 0% interest on large purchases. Reviewed on: 8th July 2022

Reliable, easy to use

PayPal credit is easy to use, most merchants use this as an option to pay out, which makes it reliable, the 4 months no interest is a helpful addition to making payments back easier Reviewed on: 8th July 2022

Perfect product

Works perfect and responds exactly to my needs. Reviewed on: 8th July 2022

Amazing services

I cannot think of a credit company who provide the services that they do with the utmost professionalism A great service that surpasses expectation Flexible , reliable and all round ease of use make PayPal credit one in a million Reviewed on: 8th July 2022

Best offers and payment plans

The interest free payment options that paypal offers has enables me to purchase key items that I wouldn’t have been able to under current living cost crisis Reviewed on: 8th July 2022

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