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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170282)

Safe way to pay

Papal is very friendly and easy to use your transactions are safe and secure, they also offer credit, which is excellent service from a good provider Reviewed on: 8th July 2022

Best credit provider

I’ve had a smooth and wonderful experience making transactions on PayPal Reviewed on: 8th July 2022

Convenient

Easy to spread costs and mind relaxing Reviewed on: 8th July 2022

Always Use PayPal

I have been using PayPal for many years. Just recently I signed up for PayPal Credit, it's a great way to purchase something you need with the option of zero interest if paid within 4 months. This is a great way to manage finances over a 4 month period instead of having to pay for all of it at once. I have found this method very helpful. Reviewed on: 8th July 2022

Easy service

Makes it easy to spread the cost, aware of monthly payment and if there’s and issue it is resolved promptly Reviewed on: 8th July 2022

Useful

Interest free borrowing for 4 months. Its a very good deal! Reviewed on: 8th July 2022

Easy to use.

PayPal credit is better as if you have a problem. They are there to help and get your money back. Reviewed on: 8th July 2022

Excellent

Really handy if I want something there and then Reviewed on: 8th July 2022

Great for breaking up big purchases

I have used PayPal credit a number of times now. It is really helpful on big purchases such as Laptops or mobile phones as it is possible to spread the cost over 4 months without being charged interest. Reviewed on: 8th July 2022

Credit

Very useful right now i needed this Reviewed on: 8th July 2022

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