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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168151 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168159)

PayPal review A*

I enjoy using PayPal for the ease of linking to providers, good reputation too and it is clear to use Reviewed on: 6th July 2026

Verry good card with just right leanth of time to pa...

Verry good card with just right leanth of time to pay balance excepted at most place. Reviewed on: 6th July 2026

It’s so simple!

It’s so simple to pay by PayPal, I cannot recommend it highly enough! Reviewed on: 6th July 2026

Spreading the cost could not be better

Convenient, easy too use, and great service, would definately use again. Spreading the cost could not be better. Reviewed on: 6th July 2026

I've really enjoyed my online shopping experience!

I've really enjoyed my online shopping experience! The customer support team has been super helpful whenever I've needed assistance, and the buyer protection makes me feel secure. Reviewed on: 6th July 2026

Excellent service.

Excellent service. Feel safe and secure Reviewed on: 6th July 2026

Paypal credit is excellent for budgeting

Have been using PayPal and PayPal credit for over 20 years and I have always found it excellent to use and really useful for the 4 months free credit on costly items to help budgeting. It is also excellent for protecting my financial details. Reviewed on: 6th July 2026

Always there when I need to make a secur purchase...

Always there when I need to make a secur purchase Reviewed on: 6th July 2026

Easy application quick decision applied approved and...

Easy application quick decision applied approved and granted within minutes Reviewed on: 6th July 2026

Easy to apply and easy to use

Easy to apply and regular payment reminders which is really useful. Reviewed on: 6th July 2026

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