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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168114)

PayPal provides a simple and easy to understand serv...

PayPal provides a simple and easy to understand service that is excellent value. Reviewed on: 6th July 2026

Outstanding Service and Convenience.

PayPal Credit has been outstanding. It’s quick to use, incredibly convenient, and works smoothly across every retailer I’ve tried. Customer service has been consistently helpful, and the whole setup feels secure and reliable. A genuinely excellent experience from start to finish. Reviewed on: 6th July 2026

Excellent service provided, very easy to use.

Excellent service provided, very easy to use. ABSOLUTLEY no problems here 10/10 First class Reviewed on: 6th July 2026

Regular user

Use paypal regularly including pay in three an excellent app and easily accessible Reviewed on: 6th July 2026

PayPal is my life saver

PayPal is brilliant and just give you that buffer to pay your purchase off in installments. And with my daughter living in another country it’s fantastic that u can transfer money to her PayPal account instantly where as it takes days if it has ti gi through the bank. Reviewed on: 6th July 2026

Saftey Fairness

I trust Paypal which is a rare thing in todays world .I have had disputes with online sellers and paypal has stepped in and saw that fairness prevailed Reviewed on: 6th July 2026

Very friendly and efficient does help with most issues

Very friendly and efficient does help with most issues Reviewed on: 6th July 2026

Paying for everything is easier with PayPal as I can...

Paying for everything is easier with PayPal as I can set a instalment plan and I can manage my budget easily. Reviewed on: 6th July 2026

Easy fast payment method.

Easy fast payment method. I used interest free payments to purchase goods regularly. Recommended Reviewed on: 6th July 2026

Pay Pal is an easy and safe way to pay for goods

Pay Pal is an easy way to pay for goods on the internet, and you have greater security on your purchase, your payment card details are not given to the site you are purchasing from. Paypal also offers 3 Months interest free. Reviewed on: 6th July 2026

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