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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168015 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168034)

Nice, valuable and enjoyable in various manner

Nice, valuable and enjoyable in various manner Reviewed on: 6th July 2026

Great experience

Great experience knowing that my purchases and credit are protected.. Reviewed on: 6th July 2026

A way to treat yourself

I have now used PayPal credit on several occasions to spread the cost of higher priced items I would otherwise struggle to afford. Reviewed on: 6th July 2026

Quick and easy

Seems easy to use. Never had a problem receiving a refund or communication regarding payments Reviewed on: 6th July 2026

clear conditions no catches .

Good offers clear conditions no catches . Make shopping much easier Reviewed on: 6th July 2026

Well worth using

Easy to use, and no problems even when you put a complaint in about a company Reviewed on: 6th July 2026

Easy to use very transparent easy to make extra paym...

Easy to use very transparent easy to make extra payments Reviewed on: 6th July 2026

Would definitely recommend this app to my friends an...

Would definitely recommend this app to my friends and family Reviewed on: 6th July 2026

Tried to use my card in store but wouldn't tap for m...

Tried to use my card in store but wouldn't tap for me & I forgot pin ... my fault so I'll try again. Works well on line. Reviewed on: 6th July 2026

PayPal credit is a great facility

PayPal credit really does allow us to get things done without costing us much. Increases our spending power Reviewed on: 6th July 2026

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