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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167886 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167887)

HONEST POINT Of VIEW

I've been with PayPal for a while now and I've never had any major issues. Any problems, we can call customer service and have it sorted in no time with no hassle. And also it is a great way to protect your bank details. Reviewed on: 6th July 2026

Smooth operator

Decided to give PayPal credit a go & the whole experience went well, so I’m sure I will use PayPal again to do more transactions Reviewed on: 6th July 2026

Growing deals and options to manage money

Have used PayPal for a very long time. I’ve recently started using the PayPal credit following the deals at the download festival. I find each year there becomes more versatility with PayPal. Reviewed on: 6th July 2026

Very promising services provided by PayPal

Very promising services provided by PayPal Reviewed on: 6th July 2026

Easy to deal with no hassle at all

Easy to deal with no hassle at all Reviewed on: 6th July 2026

Always available and happy to help

I’ve never had a problem with PayPal, I would recommend it for everyone. It’s always available and customer service is there if you need help. Thank you Reviewed on: 6th July 2026

Its convenient to have 4 months interest free credit...

Its convenient to have 4 months interest free credit card and choice of payment in three Reviewed on: 6th July 2026

I've been using PayPal Credit for some time and my e...

I've been using PayPal Credit for some time and my experience has been very positive. The application process was simple, payments are easy to manage, and everything is clearly shown in the app. It's a convenient option for spreading the cost of purchases, and I've never had any major issues. Overall, I'm happy with the service and would recommend it. Reviewed on: 6th July 2026

paypal is brilliant, easy to use, no problems, no wo...

paypal is brilliant, easy to use, no problems, no worries. Reviewed on: 6th July 2026

Great ways to pay for something

Great ways to pay for something over time at no interest Reviewed on: 6th July 2026

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